Nationally, consumer worry about healthcare affordability is well documented but now—for the first time—a new survey reveals how affordability concerns and ideas for action play out in Florida.
Like many Americans, Floridians currently experience hardship due to high healthcare costs. All told, 55% of Florida adults experienced one or more of the following healthcare affordability burdens in the prior 12 months:
1) Being Uninsured Due to High Premium Costs
2) Delaying or Forgoing Healthcare Due to Cost
Nearly half (46%) of Florida adults encountered one or more cost related barriers to getting healthcare during the prior 12 months, including:
Moreover, cost was by far the most frequently cited reason for not getting needed medical care, exceeding a host of other barriers like transportation, difficulty getting an appointment, lack of childcare and other reasons.
Of the various types of medical bills, the ones most frequently associated with an affordability barrier included doctor visits, dental care, and prescriptions, likely reflecting the frequency with which Florida adults seek these services—or, in the case of dental, lower rates of coverage for these services.
3) Struggling to Pay Medical Bills
Other times, Floridians got the care they needed but then struggled to pay the resulting bill. About one-third (34%) of Florida adults experienced one or more of these struggles while paying off medical bills:
In even greater numbers, Florida adults worried about affording healthcare in the future. Overall, more than three-fourths (78%) were “worried” or “very worried” about affording some aspect of healthcare in the future, including:
In addition, most respondents (61%) were “worried” or “very worried” about not being able to afford health insurance in the future. The greatest concern was among those that buy private health coverage as individuals and those on Medicaid (see Figure 1). In addition, individual market enrollees and those on Medicaid were most worried about losing their coverage.
The survey also revealed only modest regional differences in how Florida adults experienced healthcare affordability burdens. Responses were grouped into four regions and presented in Figure 2.
Individuals in the Northern Region reported the greatest rate of healthcare affordability burdens—59% of adults had one or more healthcare affordability burdens.
Every region had high rates of worry about affording healthcare in the future, although these concerns were highest in central part of the state.
In light of these healthcare affordability concerns, it is not surprising that Floridians were extremely dissatisfied with the health system. Statewide:
The survey asked about both personal and governmental actions to address healthcare system problems.
Floridians see a role for themselves in addressing healthcare affordability. When asked to rank the top three personal actions that would be most effective in addressing the affordability of healthcare (out of ten options), top vote getters were:
They also reported actions they have already taken, like researching the cost of drug beforehand (67%), as well as actions they should be taking—78% said they would switch from a brand to a generic drug if there's a cost savings.
But far and away, Florida residents see government as the key stakeholder that needs to act to address health system problems. Moreover, addressing healthcare problems trumps other issues that Floridians want their elected representatives to work on.
At the beginning of the survey, respondents were asked what issues the government should address in the upcoming year. Healthcare was the most frequently cited issue, far exceeding eight other options. The top vote getters were:
When asked about the top healthcare priorities the government should work on, top vote getters were:
Of more than 20 options, Floridians believe the reason for high healthcare costs is unfair prices charged by powerful industry stakeholders.
When it comes to tackling costs, respondents endorsed a number of strategies, including:
What is remarkable about the findings is high support for change regardless of the respondent’s political affiliation (see Table 1).
The high burden of healthcare affordability, along with high levels of support for change, suggest that elected leaders and other stakeholders need to make addressing this consumer burden a top priority. Annual surveys can help assess whether or not progress is being made.
Altarum’s Consumer Healthcare Experience State Survey (CHESS) is designed to elicit respondents’ unbiased views on a wide range of health system issues, including confidence using the health system, financial burden, and views on fixes that might be needed.
The survey used a web panel from Dynata containing a demographically balanced sample of approximately 1,300 respondents who live in Florida. The survey was conducted in English and restricted to adults ages 18 and older. Respondents who finished the survey in less than half the median time were excluded from the final sample, leaving 1,241 cases for analysis with sample balancing occurring in age, gender and income to be demographically representative of Florida. After those exclusions, the demographic composition of respondents was as follows.